Help with sending money outside of the UK

As part of their regulations, banks in certain countries require a valid reason for payment code (also known as purpose of payment codes).

Below is a list of valid reasons for payment. Please choose a code and copy it into the payment “Reference” field if you are making a payment to one of these countries.

You must ensure you provide a reason for payment code to avoid any delay.

  • Code

    Purpose

    Code

    GDE

    Purpose

    Goods sold (Exports in fob value)

    Code

    GDI

    Purpose

    Goods bought (Imports in cif value)

    Code

    STS

    Purpose

    Sea transport

    Code

    ATS

    Purpose

    Air transport

    Code

    OTS

    Purpose

    Other methods of transport (including Postal and courier services)

    Code

    STR

    Purpose

    Travel

    Code

    GMS

    Purpose

    Processing repair and maintenance services on goods

    Code

    SCO

    Purpose

    Construction

    Code

    INS

    Purpose

    Insurance services

    Code

    FIS

    Purpose

    Financial services

    Code

    IPC

    Purpose

    Charges for the use of intellectual property royalties

    Code

    TCS

    Purpose

    Telecommunications services

    Code

    ITS

    Purpose

    Computer services

    Code

    IFS

    Purpose

    Information services

    Code

    RDS

    Purpose

    Research and development services

    Code

    PMS

    Purpose

    Professional and management consulting services

    Code

    TTS

    Purpose

    Technical, trade-related and other business services

    Code

    PRS

    Purpose

    Personal, cultural, audiovisual and recreational services

    Code

    IGD

    Purpose

    Dividends intragroup

    Code

    IID

    Purpose

    Interest on debt intragroup

    Code

    PIP

    Purpose

    Profits on Islamic products

    Code

    PRR

    Purpose

    Profits or rents on real estate

    Code

    DOE

    Purpose

    Dividends on equity not Intragroup

    Code

    ISH

    Purpose

    Income on investment funds shares

    Code

    ISL

    Purpose

    Interest on securities more than a year

    Code

    ISS

    Purpose

    Interest on securities less than a year

    Code

    IOL

    Purpose

    Income on loans

    Code

    IOD

    Purpose

    Income on deposits

    Code

    GOS

    Purpose

    Government goods and services embassies etc

    Code

    GRI

    Purpose

    Government related income taxes, tariffs, capital transfers, etc

    Code

    CHC

    Purpose

    Charitable Contributions (Charity and Aid)

    Code

    FAM

    Purpose

    Family Support (Workers’ remittances)

    Code

    SAL

    Purpose

    Salary (Compensation of employees)

    Code

    PPA

    Purpose

    Purchase of real estate abroad from residents

    Code

    PPL

    Purpose

    Purchase of real estate in Bahrain from non-residents

    Code

    CEA

    Purpose

    Equity and Investment fund shares for the establishment of new company from residents abroad, equity of merger or acquisition of companies abroad from residents and participation to capital increase of related companies abroad

    Code

    DSF

    Purpose

    Debt instruments Intragroup foreign securities

    Code

    REL

    Purpose

    Reverse equity share in Bahrain

    Code

    RDL

    Purpose

    Reverse debt instruments in Bahrain

    Code

    FSA

    Purpose

    Equity other than investment fund shares in not related companies abroad

    Code

    FIA

    Purpose

    Investment fund shares foreign

    Code

    DSA

    Purpose

    Purchases and sales of foreign debt securities in not related companies-Less than a year

    Code

    DLA

    Purpose

    Purchases and sales of foreign debt securities in not related companies-More than a year

    Code

    FDA

    Purpose

    Financial derivatives foreign

    Code

    DLF

    Purpose

    Debt Instruments Intragroup loans, deposits foreign (above 10% share)

    Code

    AFA

    Purpose

    Receipts or payments from personal residents bank account or deposits abroad

    Code

    SLA

    Purpose

    Loans - Drawings or Repayments on loans extended to nonresidents - Short-term

    Code

    LLA

    Purpose

    Loans - Drawings or Repayments on loans extended to nonresidents - Long-term

    Code

    LEA

    Purpose

    Leasing abroad

    Code

    RFS

    Purpose

    Repos on foreign securities

    Code

    TCR

    Purpose

    Trade credits and advances receivable

    Code

    CEL

    Purpose

    Equity and Investment fund shares for the establishment of new company in Bahrain from non-residents, equity of merger or acquisition of companies in Bahrain from non-residents and participation to capital increase of related companies from non-residents in Bahrain

    Code

    LDS

    Purpose

    Debt instruments intragroup securities in Bahrain

    Code

    REA

    Purpose

    Reverse equity share abroad

    Code

    RDA

    Purpose

    Reverse debt instruments abroad

    Code

    FSL

    Purpose

    Equity other than investment fund shares in not related to companies in Bahrain

    Code

    FIL

    Purpose

    Investment fund shares in Bahrain

    Code

    DSL

    Purpose

    Purchases and sales of securities issued by residents in not related companies -Less than a year

    Code

    DLL

    Purpose

    Purchases and sales of securities issued by residents in not related companies - More than a year

    Code

    FDL

    Purpose

    Financial derivatives in Bahrain

    Code

    LDL

    Purpose

    Debt Instruments Intragroup loans, deposits in Bahrain (above 10% share)

    Code

    AFL

    Purpose

    Receipts or payments from personal non residents bank account in Bahrain

    Code

    SLL

    Purpose

    Loans - Drawings or Repayments on foreign loans extended to residents - Short-term

    Code

    LLL

    Purpose

    Loans - Drawings or Repayments on foreign loans extended to residents - Long-term

    Code

    LEL

    Purpose

    Leasing in Bahrain

    Code

    RLS

    Purpose

    Repos on securities issued by residents

    Code

    TCP

    Purpose

    Trade credits and advances payable

Important legal information

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.