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Car insurance

Get cover that’s straightforward and satisfyingly simple to manage.

Bank of Scotland Car Insurance is underwritten, arranged and administered by AXA Insurance UK Plc. When getting a quote online you’ll be taken to their website with a new privacy and cookie policy.

The stuff you need, the ease you want

Straightforward cover options

Choose between our two cover options – Gold or Silver. And add extras as needed.

Manage your policy online

You can do everything from make claims, change details and check policy information.

Damage from uninsured drivers, covered

As long as it was their fault and you get their details, it won’t affect your no claims discount – and there’s no excess either. Terms and conditions apply.

Your cover, covered

Choose cover that will give you confidence with every journey.

Compare cover

Gold cover that’s top tier

This fully-comprehensive option covers all the important things – and then some, like: 

  • an uninsured driver damaging your car
  • your windscreen shattering
  • your keys going missing
  • you adding the wrong fuel to your car.

Cover essentials with Silver

With our Silver option, you’ll know you have the important things included in your cover, like if:

  • an uninsured driver bumps into you
  • you accidentally damage someone’s car or property
  • your car’s lost or stolen.

  • Legal cover

    Been in an accident? Where your claim’s accepted, your legal fees are covered, up to £100,000. You can use this for things we don’t cover, such as loss of earnings.

    Covered for breakdowns

    Choose from four cover options to get you moving after a breakdown. But check you don’t already have this with your bank first.

    Protect your no claims discount

    Protect your years of no claims discount (NCD), even if you’re the one who makes a mistake.

    Courtesy car upgrade

    Rather than a three-door courtesy car, upgrade to one that’s more like your own car. Subject to availability and eligibility.

Terms, conditions and exclusions apply. Check your policy wording for more details.

Let’s look at the figures

 

Get a new quote

Provide some details to find out how much your cover will be.

Get a quote Get a quote.

Find your quote

Got a quote already? Then all you need to do is log in to your account to find it.

Log in to your account Log in to your account.

Already a customer? 

Make a claim

Whether it’s a small scuff or a big bash, get in touch to get things moving.

Make a claim Make a claim.

Renew your cover

Give your car another year of cover. It’s quick and easy to do from your account.

Log in to your account Log in to your account.

Get the answers from the Help Hub  

If your policy starts with 9, you can find the answers to your questions, without having to dial a single number. You’ll be taken to AXA Insurance UK Plc’s website with a new privacy and cookie policy.

Go to Help Hub Go to Help Hub.

A look at the details

Explore your options 

We want to make sure you know about our other insurance products. Here are some that might suit you.

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Insurance

Our insurance policies can protect you and the important
things in your life.

Discover our insurance range

Insurance

Our insurance policies can protect you and the important
things in your life.

Discover our insurance range