Click to Pay with Visa

Buying things online just got easier.

Click to Pay safely keeps your payment and address details. This saves you the hassle of putting in your details every time you buy something online.

Set up your card for Click to Pay in just a few taps through our Mobile Banking app.

Visa Click to Pay icon


Look for the Click to Pay icon and you’ll no longer have to enter your 16-digit main account numbers, look up passwords, or fill out long forms to make a purchase.


Set up once and choose “remember me” and “trust this device” on your trusted devices to enjoy the same time-saving digital experience when you see the Click to Pay icon where Visa is accepted.


You can feel confident knowing that Visa uses advanced technologies and multiple layers of payment security to help protect your card against unauthorised use.

To set up your card for Click to Pay you must:

  • Be aged 18 or over
  • Have only one active debit card which isn’t already set up for Click to Pay 
  • Have a valid email address and mobile phone number registered with us
  • Have access to our mobile banking app

Download our app to your mobile device

Android devices

If you have a compatible Android mobile phone or tablet you can download our app from Google Play.

Apple devices

If you have a compatible iPhone or iPad you can download our app from the Apple App Store.

How to set up your card for Click to Pay

Step 1

Log in, then tap ‘Manage card' on the bottom right of the app.

Step 2

Select ‘Easier payments’.


Step 3

Selecting ‘Yes’ means we can show you Click to Pay information from Visa.

Step 4

Check your details are correct then select ‘Yes’.

If you need to update anything you can do this in your profile settings.

Step 5

Tapping 'Learn More' in the previous screen will bring up more information on Click to Pay.

Step 6

Confirm you have read and understood the Terms of Service by tapping the box. 

You can read the Terms of Service by tapping the bold text.

Step 7

Your card details are now with Visa.

Check your email for next steps.

Once you're set up, you can use Click to Pay wherever you see this:

Visa Click to Pay icon

The Click to Pay icon is a trademark owned by and with permission of EMVCo.LLC

Please note: Our Mobile Banking app is supported by devices running iOS or Android. The app is not compatible with some older versions of the operating systems – check the App Store or Google Play for more details.

If your phone has been subjected to unauthorised modifications (e.g. jailbroken or rooted) the app will not be compatible with your device.

Android/Google Play is a trademark of Google Inc. Apple, the Apple logo, Touch ID and Face ID are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

We don't charge you for Mobile Banking, but your mobile operator may charge for some services, please check with them. It may be unlawful to use some Internet and Mobile Banking services in some countries. Please check before you travel. Services may be affected by phone signal and functionality.

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.