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Compare cash ISAs
Find out about your Bank of Scotland ISA options and decide which ones might suit you.
Choose from our range of cash ISAs
Do you already have an ISA? If you switch it to us, we promise to pay you interest from the day we receive your completed request if your funds are free to transfer. We won't wait for your current provider. Find out more about our ISA promises.
|
Account |
Interest |
Minimum opening balance |
How long the account stays open |
Withdrawals |
More information |
|---|---|---|---|---|---|
|
Account |
Interest 3.00% AER/2.96% tax-free variable monthly if you make three or less withdrawals. 0.90% AER/tax-free variable monthly if you make four or more withdrawals. We pay interest monthly. |
Minimum opening balance £1 |
How long the account stays open Until the end of the fixed term. We'll then change your account to an ISA Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
More information You need a Bank of Scotland current account with Vantage to open this account. |
|
Account This account gives you a fixed rate of interest. |
Interest 3.45% AER/tax-free fixed for the 1 year term. 3.35% AER/tax-free fixed for the 2 year term. Choose to have interest paid after each year or each month. |
Minimum opening balance £500 |
How long the account stays open Until the end of the fixed term. We'll then change your account to an ISA Saver. |
Withdrawals None. You can close the account early or transfer money to another ISA but you would be charged. |
More information |
|
Account The flexible way to make the most of your ISA allowance. |
Interest 1.00% AER/tax-free on balances from £1 to £24,999. 1.05% AER/tax-free on balances from £25,000 to £99,999. 1.10% AER/tax-free on balances of £100,000 or more. Interest is variable and we pay it after a year. Rate applies to the full balance. |
Minimum opening balance £1 |
How long the account stays open 1 year. We'll then change your account to an ISA Saver. |
Withdrawals Unlimited. |
More information |
|
Account Long term tax-free savings for children. |
Interest 2.60% AER/tax-free variable. We pay interest after each year. |
Minimum opening balance £1 |
How long the account stays open Until the child's 18th birthday. We'll then change the account to an adult Access Cash ISA. |
Withdrawals None until the child is 18. |
More information |
|
Account If you have a Fixed Cash ISA, Access Cash ISA, or Advantage ISA Saver with us, we'll change it into this account at the end of its term. |
Interest 1.00% AER/tax-free on balances from £1 to £24,999. 1.05% AER/tax-free on balances from £25,000 to £99,999. 1.10% AER/tax-free on balances of £100,000 or more. The interest rate is variable. The rate applies to the full balance. |
Minimum opening balance £1 |
How long the account stays open No end date. |
Withdrawals Unlimited. |
More information You cannot apply directly for this account. |
Tax treatment depends on your individual circumstances and may change.
Rates of interest are subject to change. You can check when our rates have changed.
Already have a cash ISA with Bank of Scotland?
Visit the support hub for flexible ways to manage your cash ISA.
Explore your options
We want to make sure you know about our other options. Here’s one that might suit you.
