I'm approaching, or already past, the end of my mortgage term. What do I do if I don't have any plans or I'm worried my plans won't be enough to repay what I owe?
If you think you may struggle to repay your full interest only balance, let us know as soon as possible. You could be a few years from the end of your mortgage term , maybe just a few months, or even already past the end of your term. However long you have left, the sooner you get in touch, the more solutions you may have.
If your residential mortgage (not applicable to Buy To Let mortgages) term ends between 20th March 2020 and the 31st October 2021, one option is to delay repaying the full amount until up to 31st Oct 2021.
If your term ends between these dates and you want to discuss this option, call us on the number below.
Please note: If you have missed any payments without our agreement and your account is not up to date, you will not qualify. If you do take the option to delay the repayment of your mortgage, we’ll continue to collect your monthly payments and charge interest until you pay the amount you owe. You can repay at any time before 31st October 2021 and the sooner you do, the less interest you’ll pay.
Every day we help customers make plans. We can help you decide what works best for you. Check what information is available to you online or you can call us on 0345 609 8952. Our lines are open Monday to Friday 8am to 8pm and Saturday 8am to 1pm.
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