Mortgage Offers

Bank of Scotland are proud to offer our customers mortgages provided by Halifax who have over 160 years’ experience helping people own their own homes.

Halifax Green Living Reward

Our Green Living Reward offers you £500 cashback when you make one or more eligible home improvements using a TrustMark registered supplier.

The reward is available if you're:

  • An existing  mortgage customer borrowing more for home improvements
  • Remortgaging to us from another lender and borrowing more for home improvements
  • A Homemover
  • A First Time Buyer
The cashback will be paid into the current account you use to make your monthly repayments if you:
  • Complete on your mortgage
  • Complete our online Claim Form for the Green Living Reward
The cashback reward is not available at this time for customers who remortgage to us and don't take additional borrowing for home improvements, existing customers switching their mortgage product or customers who apply through a Mortgage Broker.
Find out more about the reward including what improvements are eligible and the terms and conditions that apply.
Green Living Reward

You could lose your home if you don't keep up your mortgage repayments

Halifax mortgage prize draw

With the Halifax monthly prize draw, we could pay off your mortgage up to £300,000, plus there’s 100 x £1,000 cash prizes to be won.

To qualify for each monthly mortgage prize draw, you must at the time of the draw:

  • Have registered to take part
  • Have a Halifax mortgage on your home in England, Wales or Scotland
  • Hold an existing Halifax or Bank of Scotland personal retail current account and have paid at least £1,500 in to it the month before the draw

Offer can be withdrawn at any time. Halifax mortgage prize draw rules and other exclusions apply.

Halifax mortgage prize draw

The Halifax Remortgage Service provides you with a little help

Selected remortgages come with the Halifax Remortgage Service where we'll pay our own legal fees and won't charge you a valuation fee.

The Halifax Remortgage Service is only available for mortgages on properties in the UK (excluding the Isle of Man). If you seek additional legal advice as part of your remortgage, you must arrange to pay for these services yourself.

Mortgage calculator

Whether you’re looking for your first home, or making your next move, your monthly payments could be lower than you expect with our mortgage deals.

Use the Halifax mortgage calculator to find out how much you could borrow.

Mortgage Calculatorget an idea of how much you could borrow

Speak with an adviser

You can speak to one of our mortgage advisers in person, or over the phone.

Call us on 0345 300 2297
Monday-Friday 8am - 8pm
Saturday 9am - 4pm

Come into a Bank of Scotland branch - you'll need to book an appointment beforehand

Book an appointmentto speak to one of our mortgage advisers in person