If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. To help find the right solution for your needs you can use our coronavirus support tools for credit cards and loans and for Halifax mortgages. If you have a Bank of Scotland mortgage, find out more here.

Mortgage Offers

Bank of Scotland are proud to offer our customers mortgages provided by Halifax who have over 160 years’ experience helping people own their own homes.

You could lose your home if you don't keep up your mortgage repayments

Halifax mortgage prize draw

With the Halifax monthly prize draw, we could pay off your mortgage up to £300,000, plus there’s 100 x £1,000 cash prizes to be won.

To qualify for each monthly mortgage prize draw, you must at the time of the draw:

  • Have registered to take part
  • Have a Halifax mortgage on your home in England, Wales or Scotland
  • Hold an existing Halifax or Bank of Scotland personal retail current account and have paid at least £1,500 in to it the month before the draw

Offer can be withdrawn at any time. Halifax mortgage prize draw rules and other exclusions apply.

Find out more

Your mortgage could cost you less than you think

Getting a good deal on your mortgage can make a real difference. Whether you’re looking for your first home or moving to a new home, we’re here to help you get a new mortgage deal.

Use our mortgage calculator to explore our mortgage deals and find out how much you could borrow.

Bank of Scotland offers Halifax mortgages.

The Halifax Remortgage Service provides you with a little help

Selected remortgages come with the Halifax Remortgage Service where we'll pay our own legal fees and won't charge you a valuation fee.

The Halifax Remortgage Service is only available for mortgages on properties in the UK (excluding the Isle of Man). If you seek additional legal advice as part of your remortgage, you must arrange to pay for these services yourself.

Mortgage calculator

Do you want to get an idea of how much you could borrow and how much your monthly payments could be?

The Halifax mortgage calculator could help.

Mortgage Calculatorget an idea of how much you could borrow

Speak with an adviser

You can speak to one of our mortgage advisers in person, or over the phone.

Call us on 0345 300 2297
Monday-Friday 8am - 8pm
Saturday 9am - 4pm

Come into a Bank of Scotland branch - you'll need to book an appointment beforehand

Book an appointmentto speak to one of our mortgage advisers in person