Thinking about retirement?

We know it can be tricky to take time to think about your future when there are so many other things competing for your attention, but it’s important to be prepared and make sure that you’re planning ahead for the retirement you deserve.

There have been lots of changes to pensions and retirement planning in recent years, which can make it all seem a bit overwhelming. Working together with our pensions experts at Scottish Widows, we’ve put together a list of things you might want to consider and some information that might help you plan ahead.

Did you know?


Over one third of UK adults have no private pension provision.*


* (PDF, 8.6MB)

Under 50s

How to plan for retirement –tips for the under 50s

Retirement tips for the under 50s

Over 50s

Make sure you’re retirement-ready with our tips for the over 50s.

Retirement tips for the over 50s

Transfer your pension

If you’re looking to transfer your pension we can help.

Combine my pensions

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.