If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. To help find the right solution for your needs you can use our coronavirus support tools for credit cards and loans and for Halifax mortgages. If you have a Bank of Scotland mortgage, find out more here.

Universal Credit support

Universal Credit is a new Government benefit for people who may be on low income, out of work or looking after children at home.

Help with Universal Credit

Whether you are already claiming Universal Credit, or you may be in the future, there is a lot of information available. Here are two really useful links which can help you to understand more about how Universal Credit works and how you may be affected.

the Money Advice Service logo

The Money Advice Service

This free and impartial site provides easy-to-access information about Universal Credit, what it is and how it works. It explains what benefits are included and when you can expect to receive your payments.

Visit The Money Advice Servicewebsite.

Helpful guides and tools

For more help and support on budgeting, borrowing or saving, we've brought together a list of helpful guides, articles and tools to help you master your money.

Read our guides and articles