Transfer to a Bank of Scotland ISA

Enjoy the benefits of our ISAs by transferring your existing ISA into a new Bank of Scotland ISA.

Why transfer your ISA to us?

  • Protect your tax efficient status by asking us to move your funds for you.
  • Earn interest from the start on your Cash ISA while your funds are transferring, with our ISA Promise (provided the funds are free to move)
  • It is quick and easy to transfer your ISA online.

Bank of Scotland ISA Promise

As part of our ISA Promise, we'll pay interest on your cash ISA while your ISA funds transfer, provided they are free to move.

Our ISA Promise about our ISA Promise
How to do it

How to do it

We'll take it step by step.

  • You can use the app to transfer your ISA to Bank of Scotland on iOS or Android:

    1. Have an eligible ISA to transfer funds to.
    2. Launch the app.
    3. Open the Account Overview by tapping the three dots next to your ISA.
    4. In the Pay in and Out section, select Transfer ISA to us.
    5. Fill in the transfer form.
    1. Have an eligible Bank of Scotland ISA to transfer funds to.
    2. Open our ISA transfer form and login to Internet Banking.
    3. Fill in the form.
    4. For some transfers, you might need to print, sign, and mail your request to us.

Investments can fluctuate, so seek independent advice if you’re unsure.

Not registered for Internet Banking?

How to transfer to a Bank of Scotland cash ISA

How to transfer to our Stocks and Share ISA or Investment ISA

    • Simply log in and complete our online transfer form.
    • After your transfer is complete, you’ll see your investments online immediately, and we’ll also send you a confirmation letter.
    • You won't be charged to transfer in or out of Bank of Scotland.
  • To transfer in to an Investment ISA log in to your Bank of Scotland Investment ISA by using Internet Banking. When you're logged into your account you can complete our transfer form. We'll take care of the rest.

The value of investments, and income from them, can fall as well as rise so you may get back less than you invest. If you’re unsure about investing, seek independent advice.

How long will it take to transfer?

  • Transferring to: Bank of Scotland Cash ISA

    Transferring from

    Transfer time

    Transferring from

    Bank of Scotland cash ISA

    Transfer time

    7 working days

    Transferring from

    Non-Bank of Scotland cash ISA

    Transfer time

    15 working days *

    Transferring from

    Stocks & Shares cash ISA

    Transfer time

    30 calendar days *

    Transferring from

    Innovative finance ISA

    Transfer time

    30 calendar days *

    Transferring from

    Lifetime ISA

    Transfer time

    30 calendar days *

  • Transferring to Bank of Scotland Investment ISA

    Transferring from

    Transfer time

    Transferring from

    Bank of Scotland cash ISA

    Transfer time

    2-3 weeks *

    Transferring from

    non-Bank of Scotland cash ISA

    Transfer time

    2-3 weeks *

    Transferring from

    Stocks & Shares ISA

    Transfer time

    2-3 weeks *

*These transfer times are based on industry guidelines and may vary.

View the cash ISA transfer guidelines (PDF, 361KB)