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Bank of Scotland supports a range of government backed initiatives including the mortgage guarantee scheme and Help to Buy. So if you're a first time buyer or a home mover, there could be a scheme to help you.
First Home Fund
The First Home Fund is fully committed for 2021-22 and applications are now closed. Decisions about the future of the fund beyond 2022 are expected later in 2021.
What is the First Home Fund?
The Scottish Government’s First Home Fund is a shared equity scheme that helps first-time buyers purchase a property that meets their needs in an area they want to live.
The scheme will provide you with up to £25,000 towards the purchase of a home and can be used for both new build and existing properties.
Buying through a shared equity scheme means you split the cost of purchasing the property with the Scottish Government. You will fund your share through a deposit and a mortgage, with the remaining share being provided by the Scottish Government.
Eligibility criteria and exclusions apply. More information is available on the Scottish Government website.