If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. To help find the right solution for your needs you can use our coronavirus support tools for credit cards and loans and for Halifax mortgages. If you have a Bank of Scotland mortgage, find out more here.

Mortgage overpayment calculator

Use our mortgage overpayment calculator to get an idea of how overpaying on a mortgage could save you money by reducing the amount of interest charged.

Launch our overpayment calculator

You could lose your home if you don't keep up your mortgage repayments

Looking for a better deal?

See if by moving from another lender you can get a better deal on your mortgage.

Here at Bank of Scotland we offer Halifax mortgages, so use the Halifax mortgage calculator to view the latest remortgage deals available to you.

Find me a remortgage deal

Already an existing Halifax mortgage customer?

Want to know more about overpayments on your mortgage? If you have a Halifax mortgage you can find out everything you need to know in our Managing your mortgage guide on the Halifax website.

Learn more about overpayments

Think you can afford a regular monthly overpayment? Speak to one of our mortgage advisers to discuss your options. You can call us on 0345 300 2297. Lines are open Mon to Fri 8am - 8pm and Sat 9am - 4pm.

Already an existing Bank of Scotland mortgage customer?

If you’re an existing Bank of Scotland mortgage customer and want to find out information about overpaying your mortgage then visit our Bank of Scotland Mortgages site.

Find out more