It's a way to pay in cheques using your mobile device. The app uses your device camera to capture an image of the cheque and 'reads' the details to pay the money into your account. It's simple, convenient and secure – and can save you a trip to a branch.
You can deposit most types of cheque accepted by UK banks and in pounds sterling. This includes UK Government Payable Orders, postal orders, bankers' drafts and Building Society cheques – but not travellers' cheques, bank giro credits and various non-standard cheques. If we don' accept a particular type of cheque, the app will tell you when you try to take the image.
Funds will normally be available in your account at the end of the next working day. So, if you deposit a cheque before 10pm on a normal weekday, that’s classed as the first working day. Your money will be available by the end of the following working day.