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Find out when we'll make payments from your account.
Payment type |
When the payment will be made |
See these guides |
---|---|---|
Payment typeInternal transfers Between your own Bank of Scotland current or savings accounts, including joint accounts. |
When the payment will be madeTransfers are made instantly. |
See these guides |
Payment typeFaster Payments Payments to another UK account will normally be sent this way. |
When the payment will be madePayments for the same day:
Payments set up for a future date: We'll try to make the payment shortly after midnight on date you've asked us to send it. |
See these guides |
Payment typeDirect Debits and standing orders These are types of regular payment. |
When the payment will be madeWe'll try to make the payment shortly after midnight on the due date. We usually process new standing orders on the same day you set them up. |
See these guides |
Payment typeCHAPS These payments can only be made in branch and there's a £25 fee. |
When the payment will be made
Please note we can't guarantee payments made to other Lloyds Banking Group accounts will arrive on the same day. |
See these guides |
Payment typeCheque deposits Pay in a cheque with our app. |
When the payment will be madeThe money will normally be in your account and ready to use by the end of the next working day. |
See these guides |
Payment typeCheque payments Make a payment by cheque. |
When the payment will be madeWe'll try to make the payment on the date the cheque is paid in. |
See these guides |
We don't process certain types of payments on weekends or bank holidays. These include:
If a payment is due on a non-working day, we'll try to make it on the next working day.
We'll try to make the payment shortly after midnight on the due date. If you don’t have enough money in your account at that time, we'll try again after 2.30pm the same day.
This gives you the chance to put extra money into your account. The money you pay in needs to be available to use straight away. So you could transfer money from another personal account you have with us or pay in cash in branch.
For standing orders and future-dated payments only
If there still isn't enough money in your account at 2.30pm, we'll try one last time on the next working day. Then we'll reject the payment.
If you go overdrawn, you have until midnight to pay money into your account to avoid a daily overdraft fee for that day. Please see our rates and charges for details.
If you're worried about your finances or struggling to manage your money, we'd like to help.