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Your Credit Score
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Discover our SIPP Link to Bank of Scotland Ready-Made Pension
Introducing our Self-Invested Personal Pension (SIPP)
All the benefits of a pension, plus the freedom to decide where your money is invested.
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Terms and conditions
All our banking, savings and credit cards terms and conditions brochures are available to view and download from our Help Centre.
To view these you'll need Adobe Acrobat Reader. If you don't have it, you can download it from the Adobe website.
- Bank account terms and conditions
- Saving account conditions (PDF, 248kb)
- Saving account conditions for savings accounts available before 12 September 2011 (PDF, 398kb)
We’re making some changes to our conditions on 02 June 2025. For details, please see our guide to changes (PDF, 72KB). - Credit card terms and conditions (PDF, 772kb)
- Internet Banking Service conditions
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