How much can I save in an ISA?
You can save up to £20,000 in an ISA in the current tax year. You can choose to invest your ISA allowance in a cash ISA, stocks and shares ISA, lifetime ISA (up to the lifetime ISA limit), innovative finance ISA or any combination of the four, provided that you don’t exceed the £20,000 limit by the end of the tax year. For more information, view the guide to ISA limits and rules.
The Help to Buy: ISA allowance is lower than the overall £20,000 ISA allowance as you can only pay in up to £200 in any calendar month. This must be paid by standing order and received by the 25th of the month (this can include the month you transfer your ISA). If you want to reach the full ISA limit in a tax year, you’ll have to invest any other new contributions into other permitted types of ISA. Contributions to a Help to Buy: ISA, stocks and shares ISA, lifetime ISA and/ or innovative finance ISA should not exceed the overall limit of £20,000.
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