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If your fixed term account is about to mature, you can provide your maturity instructions online, by phone or in one of our branches with a counter. We will send you a maturity pack before your maturity date containing all the information you will need about the options available to you.
If you lose your maturity pack, you can still provide your instructions online. You can also call us or make an appointment to visit us in a branch with a counter. You will need to bring proof of identity.
Log into Internet Banking for a choice about what to do when your funds mature. You have the option to reinvest your balance and any interest it has earned, add or withdraw funds, or you can close your account. You can only do this if there are 25 days or less until your account matures.
If you don’t already use Internet Banking you can register, then provide your instructions straight away if your account matures in the next 25 days.
If your account has already matured and you have not yet reinvested your funds, you can open a new fixed term savings account and transfer your matured funds to it, or alternatively you can renew it into one of our easy access savings accounts.
Account Name |
Benefits & features |
Interest rate (AER) |
---|---|---|
Account Name |
Benefits & features
Bear in mind
|
Interest rate (AER) 3.95% 3.65%
An extra 0.05% AER/gross for the one year term or 0.10% aer/gross for the two year term will be added if you already have a Bank of Scotland personal current account that has been opened for a minimum of 40 days. |
For a definition of AER, gross and other terms, view our savings glossary.