Fixed term maturity instructions

You can do this in online banking

  • We offer four maturity options.
  • Making your choice is quick and simple online.
  • Give your maturity instructions up to 14 days before your account matures.

If you have a joint account, you’ll need to call us or visit a branch.

Keep in mind

If you've a Fixed Cash ISA and don’t give us an instruction, your account will automatically change to an Instant ISA Saver.

If you've a Fixed Saver and don’t give us an instruction, your account will automatically change to an Instant Saver.

How to do it

How to do it

We'll take it step by step.

  1. Log in and select Amend your maturity instruction.
  2. Select one of the four maturity instructions: Reinvest full balance, Reinvest balance and add funds, Partial withdrawal and reinvest balance or Withdraw full balance and close account.
  3. Confirm your selection to complete the process.

Getting started online

Online banking

Log in to view or manage your accounts on our website.

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A look at the details

  • If your account matures on a Friday, weekend or bank holiday, you won't see your requested changes in online banking until the next working day.

  • Fixed Savings rates

    Fixed Cash ISA rates

  • The benefits of reinvesting

    All interest is paid tax-free.

    You have 14 days from the date the ISA changes to cancel the account with no charge. You can do this by closing it or transferring to another ISA product. We’ll pay you back any credit balance and pay interest on the account for the time your money was with us.

    Keep in mind

    You can select where your interest is paid:

    • To your ISA.
    • To another account with us.
    • To another bank or building society.

    If you arrange for your interest to be paid into a different account, any more interest you earn from this may be taxed, unless the other account is also tax-free.

    At the end of the fixed term, unless we receive instructions from you, your account will automatically change to an ISA Saver.

  • If your Fixed Cash ISA matured and you didn't give your maturity instructions, it’d have changed into an easy access cash ISA.

    You can now decide whether to do nothing and leave your money in the easy access cash ISA or renew into a different ISA account.

Protecting your money

FSCS logo



The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of the eligible money you hold with us.

More about the FSCS

 


Protecting your money

FSCS logo

The Financial Services Compensation Scheme (FSCS) protects up to £85,000 of the eligible money you hold with us.

More about the FSCS

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Whatever you’re saving for, Bank of Scotland are here by your side.

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