Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
Compare our three levels of cover side by side.
You can only get Home Insurance Select directly with us.
Our policy documents tell you more about what is and isn’t covered. Keep in mind that with all of our cover, there are limits, terms and exclusions. Read the policy documents (PDF, 918KB).
Compare what's included with our Bronze, Silver and Gold cover to help choose which one is best for you.
Cover |
Bronze |
Silver |
Gold |
---|---|---|---|
CoverBuildings limit up to |
BronzeFull rebuild cost |
SilverFull rebuild cost |
GoldFull rebuild cost |
CoverContents limit up to |
BronzeÂŁ50,000 |
SilverÂŁ100,000 |
GoldÂŁ250,000 |
CoverAccidental Damage to Buildings |
BronzeNot available |
SilverIncluded, up to full rebuild cost |
GoldIncluded, up to full rebuild cost |
CoverAccidental Damage to Contents |
BronzeNot available |
SilverIncluded, up to ÂŁ100,000 |
GoldIncluded, up to ÂŁ250,000 |
Cover |
BronzeNot available |
SilverIncluded, up to ÂŁ50,000 |
GoldIncluded, up to ÂŁ50,000 |
CoverAway from home |
BronzeOptional extra, from ÂŁ1,000 to ÂŁ25,000 |
SilverOptional extra, from ÂŁ1,000 to ÂŁ25,000 |
GoldOptional extra, from ÂŁ1,000 to ÂŁ25,000 |
Cover |
BronzeOptional extra, up to ÂŁ1,000 |
SilverOptional extra, up to ÂŁ1,000 |
GoldOptional extra, up to ÂŁ1,000 |
Your excess is the amount you’ll pay towards most types of claim. You can choose your own excess between £100 and £500. A higher excess means your cover will cost less, but you’ll have to pay more towards a claim.
With Bronze and Silver cover, there's a different excess for subsidence and leaking water claims.
Cover |
Bronze |
Silver |
Gold |
---|---|---|---|
CoverYour standard excess |
BronzeChoose between ÂŁ100 and ÂŁ500 |
SilverChoose between ÂŁ100 and ÂŁ500 |
GoldChoose between ÂŁ100 and ÂŁ500 |
CoverLeaking Water excess |
BronzeÂŁ500 |
SilverÂŁ500 |
GoldYour standard excess |
CoverSubsidence excess (Buildings cover only) |
BronzeÂŁ1,000 |
SilverÂŁ1,000 |
GoldYour standard excess |
Bank of Scotland Home Insurance Select is underwritten by Lloyds Bank General Insurance Limited. Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.