Compare home insurance
Compare our three levels of cover side by side.
You can only get Home Insurance Select directly with us.
|
Cover |
Bronze |
Silver |
Gold |
|---|---|---|---|
CoverBuildings limit up to |
BronzeFull rebuild cost |
SilverFull rebuild cost |
GoldFull rebuild cost |
CoverContents limit up to |
Bronze£50,000 |
Silver£100,000 |
Gold£250,000 |
CoverAccidental Damage to Buildings |
BronzeNot available |
SilverIncluded, up to full rebuild cost |
GoldIncluded, up to full rebuild cost |
CoverAccidental Damage to Contents |
BronzeNot available |
SilverIncluded, up to £100,000 |
GoldIncluded, up to £250,000 |
Cover |
BronzeNot available |
SilverIncluded, up to £50,000 |
GoldIncluded, up to £50,000 |
CoverAway from home |
BronzeOptional extra, from £1,000 to £25,000 |
SilverOptional extra, from £1,000 to £25,000 |
GoldOptional extra, from £1,000 to £25,000 |
Cover |
BronzeOptional extra, up to £1,000 |
SilverOptional extra, up to £1,000 |
GoldOptional extra, up to £1,000 |
How much excess would I need to pay?
Your excess is the amount you’ll pay towards most types of claim. You can choose your own excess between £100 and £500. A higher excess means your cover will cost less, but you’ll have to pay more towards a claim.
With Bronze and Silver cover, there's a different excess for subsidence and leaking water claims.
|
Cover |
Bronze |
Silver |
Gold |
|---|---|---|---|
CoverYour standard excess |
BronzeChoose between £100 and £500 |
SilverChoose between £100 and £500 |
GoldChoose between £100 and £500 |
CoverLeaking Water excess |
Bronze£500 |
Silver£500 |
GoldYour standard excess |
CoverSubsidence excess (Buildings cover only) |
Bronze£1,000 |
Silver£1,000 |
GoldYour standard excess |
Ready to get a quote?
Bank of Scotland Home Insurance Select is underwritten by Lloyds Bank General Insurance Limited. Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.