Your car finance options
Pay for your car the way that suits you
Car Finance Plus gives you two types of finance to choose from, Fixed Car Finance (hire purchase) and Flex Car Finance (personal contract purchase). So you can pay for your chosen car the way that’s best for you.
Whichever option you prefer, there’s no extra cost to repay early and everything can be managed online. Get a great rate of 3.8% APR representative when you borrow from £7,000 to £25,000.
Watch our short video on the two types of car finance and compare the key features below.
You can apply if you’re:
- an existing Bank of Scotland personal current account holder (minimum 3 months)
- aged 18 or over
- a UK resident
- registered for Internet Banking
Prefer a different route?
You could also take out a personal loan and buy the car from the dealer yourself.
Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.