Contents insurance for renters, for around £5 a month

Protect the things that make your current place feel like home.

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46% of customers paid £5.49 or less for a Bronze contents policy with no optional extras between 01 February and 31 July 2026. Prices are reviewed regularly and are subject to change. The price you pay may be higher or lower than £5.49.

Features and benefits

Cover that fits the way you rent

Contents insurance helps protect the things you own in your rented home. From laptops and phones to furniture and clothes, contents insurance helps protect the stuff that matters most to you. 

Flexible cover without breaking the bank

  • Some providers may charge you extra for paying monthly, we don’t. You can also pay yearly if you prefer.
  • Cancel at any time with no cancellation fees.  
  • Manage your policy easily online. 

Choose the cover that’s right for you

You can choose a level of cover that includes accidental damage and cover for high value items such as expensive tech. You can also add legal expenses cover.

Here when you need to claim

You can make a claim online 24/7. We’ll guide you through every step.

Extra support for complex claims

For some complex claims, our Field Consultants may be able to support you and help organise what happens next.

How can contents insurance help?

  • It can help protect belongings such as your sofa, phone, clothes and other tech if they are stolen or damaged by an insured event.
  • It could cover the cost of repairing or replacing your belongings.
  • If your home isn’t fit to live in due to a claim, we could cover the cost of staying elsewhere. 
  • You can choose extra cover, such as legal expenses cover, for certain disputes.

Limits, terms and exclusions apply. Read our policy documents (PDF, 1.5KB) to see what is and isn’t covered.

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A look at the details

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Bank of Scotland Home Insurance Select is underwritten by Lloyds Bank General Insurance Limited. Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.