Charges

Summary of our online charges and dealing commission

  • £12.50 per trade to buy and sell stocks
  • £2 per trade to buy using our scheduled investment service
  • No confusing %s. Flat-rate £12.50 annual admin charge for a Stocks & Shares ISA; you won’t pay an annual fee for a Share Dealing Account


See the full list of charges


This document includes information on all charges including government levies, stamp duty and foreign currency charges for international dealing.

What do you want to invest in?

Choose from the following ways to invest to see how we compare on charges against our competitors.

See how we compare on trading in a Stocks and Shares ISA

This comparison is based on:

  • Using your full ISA allowance by investing £20,000
  • Trading 4 times a year in stocks and shares
  • Our charges and competitors charges only, this excludes any fund manager charges, government taxes or levies

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

BOS logo

Standard online commission (per trade)

£12.50

Annual platform/admin charge

£12.50

Calculation

4 trades = (4 x £12.50) +

 

Annual admin charge (£12.50)

Total cost

£62.50

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

Hargreaves Lansdown logo

Standard online commission (per trade)

£11.95

Annual platform/admin charge

£45

Calculation

4 trades = (4 x £11.95) +

 

Annual platform charge of 0.45% (a shares only portfolio is capped at £45)

Total cost

£92.80

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

interactive investor logo

Standard online commission (per trade)

£7.99

Annual platform/admin charge

£119.88

Calculation

Monthly ‘investor’ price plan (£9.99 x 12 months). Includes 1 free trade per month.

Total cost

£119.88

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

Fidelity logo

Standard online commission (per trade)

£10

Annual platform/admin charge

£45

Calculation

4 trades = (4 x £10) +

 

0.35% annual service fee (a shares only portfolio is capped at £45)

Total cost

£85

See how we compare on trading funds in a Stocks and Shares ISA

This comparison is based on:

  • Using your full ISA allowance by investing £20,000
  • Trading 6 times a year in funds
  • Our charges and competitors charges only, this excludes any fund manager charges, government taxes or levies

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

BOS logo

Standard online commission (per trade)

£12.50

Annual platform/admin charge

£12.50

Calculation

6 trades = (6 x £12.50) +

 

Annual admin charge (£12.50)

Total cost

£87.50

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

Hargreaves Lansdown logo

Standard online commission (per trade)

Free

Annual platform/admin charge

£90

Calculation

6 trades = (free) x £11.95) +

 

Annual platform charge of 0.45% (£90)

Total cost

£90

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

interactive investor logo

Standard online commission (per trade)

£7.99

Annual platform/admin charge

£119.88

Calculation

Monthly ‘investor’ price plan (£9.99 x 12 months). Includes 1 free trade per month.

Total cost

£119.88

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

Fidelity logo

Standard online commission (per trade)

Free

Annual platform/admin charge

£70

Calculation

6 trades = (Free) +

 

0.35% annual service fee (70)

Total cost

£70

See how we compare when investing for your retirement

This comparison is based on:

  • Saving for your retirement in a SIPP which is valued at £100,000 and is invested in funds
  • Trading funds 4 times a year
  • Our charges and competitors charges only, this excludes any fund manager charges, government taxes or levies

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

BOS logo

Standard online commission (per trade)

£12.50

Annual platform/admin charge

£180

Calculation

4 trades (£50) +

 

Annual admin charge (£180)

Total cost

£230

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

Hargreaves Lansdown logo

Standard online commission (per trade)

Free

Annual platform/admin charge

£450

Calculation

4 trades = (free) +

 

Annual platform charge of 0.45%  (£450)

Total cost

£450

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

interactive investor logo

Standard online commission (per trade)

£7.99

Annual platform/admin charge

£239.88

Calculation

Monthly ‘investor’ price plan (£9.99 x 12 months) +

 

SIPP admin charge (£10 x 12 months)

Total cost

£239.88

Standard online commission (per trade)

Annual platform/admin charge

Calculation

Total cost

Fidelity logo

Standard online commission (per trade)

Free

Annual platform/admin charge

£350

Calculation

4 trades (free) +

 

0.35% service fee (£350)

Total cost

£350

Data for all tables has been taken from competitor websites, correct at 01/12/2019. Please note, in addition to our charges you may have to pay government taxes or levies.  Fund managers will also apply their own charges for funds and you can find these in the fund’s Key Investor Information Document.

Did you know our SIPP pays an interest rate on cash balances? Find out more
 

The value of an investment can fall as well as rise, and you may get back less than you invest. If you are not sure about investing, seek independent advice. Tax treatment depends on personal circumstances and may be subject to change.

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Bank of Scotland Share Dealing Service is operated by Halifax Share Dealing Limited. Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.