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With all your balances in one place, your outgoings could be easier to manage.
With a balance transfer, you’re moving existing credit or store card balances to another credit card with a different provider. That could help you to:
Once approved, balance transfers should be complete by the next working day.
The minimum transfer amount at Bank of Scotland is £100. The maximum is up to 93% of your credit limit.
Remember, fees may apply to each transfer.
To request a balance transfer with Bank of Scotland, you’ll need:
Make sure we’ve got your up-to-date contact details in case we need to get in touch.
At Bank of Scotland, you can transfer balances from most credit and store cards displaying the Mastercard®, American Express® or Visa® logo, but not from loan companies, bank accounts or other Bank of Scotland credit cards.