Go paper-free
Amend paper-free preferences for your statements and correspondence.
Getting married
Help and support as you plan your life ahead.
Congratulations!
Planning a wedding is such an exciting time but there is a lot to think about.
As you start making your plans, it’s important to do your research. Make a list of all the things you want to include to make your day special.
It’s also worth working through not only what you need for your big day, but how you’ll pay for it. We can help you with some of your options.
We’ve got some things to think about as you start your journey to married life.
Future planning
Getting married isn’t just about the wedding day. It’s about building a future together and that includes your financial future. Talk about money and make sure that you share your financial goals. Here are some of the things that you may want to include;
Spending priorities. It’s good to make sure that you share the same attitude to money. Aligning your priorities may help to avoid conflict over future spending and saving. Our spending insights tool may help you have this conversation. It shows you where your money goes each month and what your spending patterns are.
Joint accounts. A joint account may not be right for you, but it’s worth thinking about. You could use it as an account for your household bills to help you budget.
Be open and honest. It can be difficult to talk about money, particularly if you are bringing debts into your marriage. Be open about any debts you may have, so that you can manage your finances as a couple, with confidence.
‘Your’ money or ‘our’ money? It is a good idea to understand whether you and your partner are in agreement on whether your finances are ‘yours’ or ‘ours’. Having an agreed view may help you feel more like a partnership.
Your financial goals. Discuss with your partner your future goals. You may have your sights on a new car, but they may want to save for a holiday. Whatever you hope for, talking about your plans and setting a budget may help you achieve your goals. We also have support on our financial planning pages, that may help you turn your plans into reality.
Household bills. It’s a good idea to have a regular chat about your household bills. Talk about how you’ll manage your monthly household budget. Agree who will look after the bill payments or renew contracts for utility bills, so that you continue to get a fair deal.
Once you are married, you’ll need to make sure that you update your personal details. You can do this with us by popping into your local branch to let us know.
Also tell HMRC that your personal details have changed so that you are taxed correctly.
If you have a pension, you may also want to update your pension beneficiary. Contact your pension provider and let them know.
If you don’t already have life insurance, this is important if you have a dependent spouse or child. Think about putting this in place.
If you have any financial assets, it’s also worth thinking about writing a Will if you don’t already have one.
Another thing to remember is your credit report. Getting married won’t impact your credit file, but having joint finances creates a ‘financial association’ and so this will impact your credit file.
More support
Life events
We are by your side through life’s key moments.