Help and information - Brexit

If you're concerned about Brexit and the impact to your existing car insurance policy, we're here to help. Find out the latest information and what the changes could mean for you.

Could Brexit affect your car insurance?

You may have seen in the news recently that in the event of a no-deal Brexit, you will need to get a Green Card as proof of insurance to drive in the European Union (EU).

However, the European Union (EU) has recently granted the UK an extension to the Brexit process until& 31st October 2019. This means that Green Cards are currently not required for driving in the European Union (EU) before the 31st October 2019. We will continue to monitor Brexit developments and if there is a need for us to issue Green Cards for travel after 31st October 2019 we will provide a further update.

Frequently asked questions

  • Under European Union regulations, drivers in the United Kingdom that are planning or will be driving in the European Union (EU) will need a Green Card as proof of insurance from their insurance provider.

    You may be affected if:

    • you drive across the Northern Ireland/Republic of Ireland border
    • you are planning to drive your vehicle in European Union (EU); for example a family planning on driving to France for a holiday.
  • If you're planning to drive in the European Union (EU) after the 31st October 2019, you will need to request a Green Card from your current Car Insurance provider. You will need to contact us about a month before you are due to travel in the European Union (EU).

  • If you need a Green Card, here's what you'll need to do:

    • the Green Card will be supplied by your insurance provider.
    • you will need to contact us on 0330 0184 175 about a month before you plan to drive in the European Union (EU) to get a Green Card.
    • there is currently no charge to our customers for requesting and obtaining a Green Card.
    • once your request for a Green Card has been made, it will take 5 working days to process and will be delivered by post.

    Important Information

    Anyone driving in the European Union (EU) without a Green Card after the 31st October 2019 may be breaking the law.

Further information is available from the Government

The Government have made the following briefings available on their website:

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.