Make a regular or lump sum overpayment

You can find out how to set up and make regular and lump sum overpayments below.

You’ll need to tell us which interest only sub-accounts you want to make your overpayments to.

If your mortgage does not have an early repayment charge, you can make partial overpayments of any amount without a charge. You may have to pay an early repayment charge if you are making a lump sum overpayment or regular overpayments during an early repayment charge period.

To find out if your mortgage is subject to an early repayment charge and any concession that may apply please refer to your latest mortgage offer documentation or ask when you call us on the number below.

  • If you have an account number that starts with a 10, then please contact us on 03457 273747. Our lines are open Monday to Friday 8am-8pm and Saturday 9am-4pm.
  • If you have an account number that starts with a 70, then please contact us on 0345 8500842. Our lines are open Monday to Friday 8am-8pm and Saturday 9am-4pm.
  • If you have an account number that starts with anything else, then please contact us on 0345 608 0263. Our lines are open Monday to Friday 8am-8pm and Saturday 9am-4pm.

We may monitor and record telephone calls to help us provide a higher level of service.

You could lose your home if you don't keep up your mortgage repayments