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Save the Change®
We've come up with a way to save that's so easy, you’ll forget you’re doing it.
Switch on Save the Change® and when you spend with your Bank of Scotland debit card, we’ll round up the amount to the nearest pound. At the start of the next working day, we’ll transfer the difference into your nominated Bank of Scotland savings account.
For example, if your coffee costs £2.20, we’ll transfer 80p from your current account into your savings account.
It’s a clever feature that takes your leftover change and builds it into bigger savings.
How to switch on Save the Change®
You can switch Save the Change® on and off or change your nominated savings account whenever you like online, by phone or by visiting us in branch. We only make Save the Change® transfers when your current account is in credit.
You need:
- a Bank of Scotland current account. If you need one, you can view our current accounts online.
- an eligible Bank of Scotland savings account, such as our Access Saver or Children's Saver.
Online
If you've registered for Internet Banking, you can switch Save the Change® on and off or change your nominated savings account whenever you like online.
- If you’re using our mobile app, simply log in and select ‘Apply’ from the bottom of the screen. Next, select ‘Savings’ followed by ‘Save the Change®’ and follow the guidance provided.
- If you’re using a desktop, simply log in to Internet Banking using the link below and follow the guidance provided.
If you haven't already, you can register for Internet Banking.
By phone
If you prefer to speak with someone, we're here to help. You can switch on Save the Change® by calling 0345 721 3141.
Lines are open 8am – 8pm, seven days a week.
Not all Telephone Banking services are available 24 hours a day, seven days a week.
In branch
Our advisers in branch can provide face to face help and will talk you through the process. Find your nearest branch.
Save the Change® is a registered trademark and is used under licence by Bank of Scotland plc.
We may monitor and record calls.