The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

Eligibility Checker

It's easy to check if you're eligible to apply for a Bank of Scotland credit card without affecting your credit score.

To proceed:

  • Answer some straightforward questions.
  • We'll tell you how likely you are to be accepted.
  • Doesn't affect your credit score.

A high score doesn't guarantee you'll be accepted, and the rate and any promotional term that you could receive will depend on your individual circumstances. Your score is only valid at this time and if your circumstances change your likelihood of acceptance may be affected.

Checking your eligibility takes about 5 minutes

Will I be accepted?

See how likely you are to be accepted for a Bank of Scotland credit card. Your credit rating will not be affected and there is no obligation to apply for a credit card afterwards.

Check your eligibility