Eligibility Checker

Great news

Your eligibility score is 100%.

Based on the information you provided, you are pre-approved for a credit card.

The credit limit you are offered will depend on your personal circumstances.

This decision is only valid during this session. If you want to apply later, you should fill out the Eligibility Checker again before applying.

You must enter exactly the same details in your application.

Find a card and apply

10% Eligible

What does this mean?

Please remember that:


  • To reach our decision, we have considered your credit rating, number of cards, recent applications and your ability to afford the repayments.
  • If you have applied in the last 30 days, you will not be able to submit another application for a Bank of Scotland credit card.
  • You can’t have more than 3 credit cards with Bank of Scotland, or more than 5 in total with Bank of Scotland Banking Group.
  • You may still need to verify your identity.