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Paying your credit card by debit card
You can do this online
- Pay your credit card at any time with a debit card.
- The payment should reach your credit card by the next working day.
- You can make extra payments even if you have a Direct Debit set up.
Keep in mind:
If you make an extra payment, we may still collect your Direct Debit in full.
How to do it
We'll take it step by step.
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1. Log in and select Pay & transfer. You'll find this at the bottom of your app screen.
2. Select the account to pay from. Then find the credit card account you wish to pay by selecting To.
3. Enter the amount. Then check the details before selecting Confirm.
4. Enter your debit card details. Then check the details before submitting for approval. If you wish to save these details for future use, just tick the box when prompted.
5. All done. Once approved you will receive confirmation and the approximate amount of time it will take to update your balance.
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1. Log in and select Pay Credit Card. You'll find this on your current account summary.
2. Select Make a one-off payment. Then select 'Pay Credit Card'.
3. Select Debit Card from another UK bank. Then enter the amount you wish to pay and press continue.
4. Enter your debit card details. Then check the details before submitting for approval.
5. All done. Once approved you will receive confirmation and the approximate amount of time it will take to update your balance.
Getting started online
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If you're not registered for online banking, you can visit us in branch or call us. You can also pay by post.
You’ll need your 16-digit credit card number if you call us.
A look at the details
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- Debit card payments should reach your Bank of Scotland credit card account by the next working day.
- You can only make one debit card payment per day to your credit card. You can use one of our other ways to pay if you need to make more than one payment per day.
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