Activate Save the Change®

You can do this online

  • Save money on the go when you pay with your Bank of Scotland debit card.
  • We'll round what you spend to the nearest pound.
  • We'll transfer the change to your nominated savings account the next working day (as long as you're in credit).

 

To use Save the Change® you’ll need an eligible Bank of Scotland current and savings account (PDF, 47KB)

How to do it

How to do it

We'll take it step by step.

  1. Log in and type Save the Change® in the search bar.
  2. Select Savings and then Save the Change®.
  3. Select a personal account you have with us, which has a Visa debit card. Save the Change® only works if you also have a savings account.
  4. Select an eligible savings account.
  5. All done. You can switch it off at any time.

Getting started online

Mobile Banking app

  • Join our 1 million app users
  • Simple and secure log in.
  • Set up handy notifications.

 

More about our app

Internet Banking

Log in to view or manage your accounts on our website.

 

Log in to Internet Banking

Register


Mobile Banking app

  • Join our 1 million app users
  • Simple and secure log in.
  • Set up handy notifications.
Download our app

Internet Banking

Log in to view or manage your accounts on our website.

Log in to Internet Banking

Register

A look at the details

  • Before we transfer any change we'll check the credit balance you've got available, less the amount of any card transactions you've made which haven't yet been taken from your account. As long as this doesn't take your bank account overdrawn (or more overdrawn) we'll add your total change to your chosen savings account at the start of the next working day.

  • If you have a joint bank account, we'll save the change from all your joint account holders' Bank of Scotland debit card payments too. This means you mustn't register for Bank of Scotland Save the Change unless all your joint account holders agree. You must all transfer your change to the same savings account

  • You can use Internet Banking to cancel Save the Change or alter the savings account you transfer your change to.

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Everyday banking online

Manage your profile, money or cards from your sofa with our app or Internet Banking.
 

What you can do online

Further profile & settings help

Update your personal details, manage app notifications or activate Everyday Offers.

Read our guides

Further profile & settings help

Update your personal details, manage app notifications or activate Everyday Offers.

Read our guides