Additional borrowing

When you have held your mortgage with us for at least 6 months, you may ask to borrow more money against your property. We call this additional borrowing.

When considering additional borrowing the following apply:
 

  • Minimum borrowing is £5,000
  • No arrangement fee
  • You must have had a mortgage with us for more than 6 months
  • Your payments must be up-to-date for the 3 months before you apply
  • Our mortgage advisers will recommend which loan best fits your needs and circumstances and how it will affect your monthly mortgage payments
  • Additional borrowing is subject to valuation, income, affordability and credit checks.

Is borrowing more on your mortgage right for you? Try our borrowing options tool.

You could lose your home if you don't keep up your mortgage repayments

To borrow more you'll need to call us. The telephone number you need to call depends on your mortgage account number. Your account number may have recently changed. Check your latest mortgage statement or sign in to online banking to view your mortgage details.

Additional borrowing