Switch to a new deal

If your existing mortgage deal is coming to an end or you want to switch to another deal, you can apply for a new rate with us.

We offer mortgages for both Bank of Scotland and Halifax

Bank of Scotland customers

Switch to a new deal

If you have three months or less remaining on your current deal, we'll waive the Early Repayment Charges as well if you switch to a new deal.

When your current Bank of Scotland mortgage deal comes to an end, you will be charged one of our Lender Variable Rates.

Our transfer process is a convenient product switching service that could save on your monthly payments if you are on a Lender Variable Rate.

To switch to a new deal call us. Be aware that our mortgage advisers will ask you about your needs and circumstances and then recommend our most suitable mortgage for you.

Key features

  • Easy to arrange.
  • No legal fees to pay.
  • No valuation required.
  • Early repayment charges waived on existing deals with 3 months or less to run.

Halifax customers

Switch to a new deal

If your mortgage is with Halifax, see their switching page.

You could lose your home if you don't keep up your mortgage repayments