Ways to pay your credit card bill
You’ll find your credit card balance on your monthly statement.
You can either pay the full balance or part of it, but you must make at least the minimum payment shown on the statement. It’s always better to pay more because the quicker you pay off your balance the less interest you’re likely to be charged.
There are a number of ways to pay your bill – find the one that suits you so you never miss a payment.
From a Bank of Scotland current account
The easiest and fastest way to make a credit card payment is through Internet Banking. Log in to or register for Internet Banking and select the 'Pay credit card' button. From the mobile app, select ‘Make a Payment’ from the menu button next to your card. Payments will show on your statement by the next working day.
Or call us on 0345 964 5645 (Mon-Sun, 7am - 11pm).
By cheque or cash
Visit us in branch and bring your credit card with you to pay by cash or cheque. Find a branch
Or send us a cheque by post. Make it payable to Bank of Scotland followed by your credit card number, then send it to:
Allow seven working days for the payment to reach us. Do not send cash by post.
Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.