Use the 24-hour rule to avoid impulse buying. Give yourself 24 hours to think about whether you really need it and can afford it. This will help avoid wasting your money on things you might regret later.
Shop smart by shopping around. Compare prices to find the best deal. You might save money and make your budget stretch further.
Create an emergency fund by moving any spare money into your Savings Account each month. You’ll be prepared for that last-minute gig you want to go to or gift you need to buy.
You don't get a cheque book with Smart Start. But you might get the occasional cheque. If you do, you can deposit your cheque in branch, in a Post Office® or by using our Mobile Banking app. Read about how to pay a cheque into your account.
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