As an existing Bank of Scotland credit card customer you can benefit from balance transfer offers, which could help you save money and manage your finances.
A balance transfer lets you transfer the balance from one credit card or store card, where you may be paying interest, to another credit card.
Balances transferred to your Bank of Scotland credit card could benefit from a promotional interest rate for a set period. A transfer fee may apply.
You can transfer from any card that displays a Visa®, Mastercard® or Amex® logo.
There are two types of promotional offers:
Please note: To keep any promotional rate, you must stay within your credit limit and pay at least the minimum payment on time each month.
These are some of the benefits of a low interest offer:
If you want to make a balance transfer but your available credit limit isn’t sufficient to complete the transfer, you can apply for a credit limit increase online. Simply select the ‘more actions’ button on your credit card account and then the ‘manage credit limit’ button.
If you're registered for Internet Banking, you can view your balance transfer offer and process the transfer securely online. From ‘My accounts’ select the ‘Balance and Money Transfer’ button next to your credit card account and follow the instructions on the screen to view your offers and undertake the transfer.
Alternatively, you can call 0345 964 5645 (Mon-Sun 24 hours a day, seven days a week).
Want to transfer money to your current account? As an existing Bank of Scotland credit card customer you may be able to benefit from a money transfer offer.
Money Transfers let you transfer money from your credit card to any of your own UK-based current accounts.
A credit card balance transfer is where you transfer part or all of what you owe from one credit or store card to another credit card, usually at a lower interest rate.
It could be worth considering if you are paying interest on your credit cards or store cards, as transferring your balance could help you save money.
Remember that fees may apply – Please check the terms and conditions for this and other important information.