Contact us about fraud

Bank of Scotland will never ask you to:

  • Share your account details like user ID, password and memorable information.
  • Tell us your Personal Security Number (PSN) for Telephone Banking. 
  • Tell us your PIN code or card expiry date.
  • Move money to another account.

Find out how to spot and avoid scams

Call us if you think you’ve been scammed

  • You need to tell us if someone:

    • Knows your credit or debit card PIN.
    • Has used your credit or debit card without your approval.

    Call us anytime on:

    0800 0 288 335 or +44 (0) 131 454 1605 from outside the UK.

    If you have a hearing or speech impairment, you can contact us 24/7 using the Next Generation Text (BGT) Service. If you’re Deaf and a BSL user, you can use the SignVideo service.

  • You need to tell us if:

    • money has been taken from your account
    • you’re worried a payment you’ve made is fraudulent. 

    Or someone:

    • knows or has asked you for your Internet Banking password or memorable information
    • has used your Internet Banking account without your approval
    • has made you move their money into your account.

    Call us anytime on 0800 567 4971 or +44 1132 888 408 from outside the UK.

    If you have a hearing or speech impairment, you can contact us 24/7 using the Next Generation Text (BGT) Service. If you’re Deaf and a BSL user, you can use the SignVideo service.

Help from our online services

Sort out card issues

Lost or stolen card

Freeze your card or transactions

If you think somebody knows your PIN you can change it at a cash machine

Understand payments & statements

More help and support

Action Fraud

You can report a crime  or get general advice from Action Fraud. They help banks and other companies combat fraud.

You can call Action Fraud on: 0300 123 2040. Lines are open Monday to Friday 9am-6pm. Text phone users can call 0300 123 2050.

Complaints

If you'd like to talk to us about a query or complaint, we’re here if you have concerns.

Learn more about our complaints process

  • Take Five

    You can get straight forward, impartial advice on how to avoid scams from Take Five.

    Action Fraud

    You can report a crime or get general advice from Action Fraud. They help banks and other companies combat fraud.

    Get Safe Online

    They offer advice on how to keep yourself and your devices safe from fraud.

    UK Finance

    UK Finance is there to support customers and to help make sure it's safe to bank.

    Prudential Regulation Authority (PRA)

    The PRA is part of the Bank of England. Their role is to make sure banks act safely and reduce the chance of them losing money.

    Financial Conduct Authority (FCA)

    The FCA is there to make sure banks work well so customers are protected and get a fair deal.

    CIFAS

    CIFAS can help to protect your identity. They can stop fraudsters from using your details to apply for things in your name.

    Cyber Aware

    This is a government site that gives advice on how to stay safe online.

    ScamSmart

    This is part of the FCA site. You can use it to check on an investment or pension deals to help you avoid scams.

    Bank of Scotland does not control the content of any of the websites linked to on this page.