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Compare our cover

It’s reassuring to know you are covered if something unexpected should happen. Our home insurance can protect the things that matter to you the most. Choose between three levels of quality, affordable cover.

Read our policy booklet (PDF, 918KB) for more about what is and isn't covered.

Choosing the right level of cover

Cover

Bronze

Silver

Gold

Cover

Buildings limit up to

Bronze

Full rebuild cost

Silver

Full rebuild cost

Gold

Full rebuild cost

Cover

Contents limit up to

Bronze

£50,000

Silver

£100,000

Gold

£250,000

Cover

Accidental Damage to Buildings

Bronze

Not available

Silver

Included, up to full rebuild cost

Gold

Included, up to full rebuild cost

Cover

Accidental Damage to Contents

Bronze

Not available

Silver

Included, up to £100,000

Gold

Included, up to £250,000

Cover

Bronze

Not available

Silver

Included, up to £50,000

Gold

Included, up to £50,000

Cover

Away from home

Bronze

Optional extra, from £1,000 to £25,000

Silver

Optional extra, from £1,000 to £25,000

Gold

Optional extra, from £1,000 to £25,000

Cover

Bronze

Optional extra, up to £1,000

Silver

Optional extra, up to £1,000

Gold

Optional extra, up to £1,000

Cover

Bronze

Silver

Gold

How much excess would I need to pay?

Your excess is the amount you’ll pay towards most types of claim. You can choose your own excess between £100 and £500. A higher excess means your cover will cost less, but you’ll have to pay more towards a claim.

With Bronze and Silver cover, there's a different excess for subsidence and leaking water claims.

Already have a home insurance policy?

Make a claim – you’ll need your policy number, your bank details and a list of what’s been stolen or damaged

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Find out how to manage your policy or get more support.

 

Contact us about your insurance policy.

Bank of Scotland Home Insurance Select is underwritten by Lloyds Bank General Insurance Limited. Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.