Keep your details safe online
The internet has lots of things that can help you. But you need to know how to stay safe online.
If a company you use has their site hacked, your personal details may fall into the wrong hands. They could then be used to try and get into your bank account or defraud you at a later date.
What you can do:
- Check your bank account - To look for any odd transactions or other changes you didn’t make. If you spot anything unusual contact us right away.
- Find out if your details have been stolen - The company should let you know if your details have been stolen. But if you don’t hear anything, you can contact them to find out.
If you find out your details have been stolen, you should:
- Contact Bank of Scotland - Do this right away and we’ll help to secure your bank account.
- Change your password - For the account you have with the company.
- Change your security questions - If someone has your personal details it may help them to guess any security questions you may use.
- Check the account you have with the company - To make sure nobody has used it or changed your details.
- Contact Action Fraud - They can help you to report a crime or give general advice. Action Fraud collects data from across the UK to help banks and other businesses combat fraud.
You may also want to join a trusted credit agency. They can tell if a credit check is made in your name. And you could also register with CIFAS. This could help to protect you and stop fraudsters using your details to apply for products or services in your name.
After you’ve taken these steps, you still need to look out for:
- Scam messages - Fraudsters may try to use your details against you. Do not reply to any unexpected texts or emails. And don’t click on any links or attachments as they could send a virus.
- Scam calls - If you get an unexpected call do not give any personal or banking details. If you’re not sure, hang up. You can always call back from a number you trust.